Legal Officer At Advans

The service of a Legal Officer At Advans Savings & Loans Limited. The Legal Officer will assist the Head of Department in the following functions:

To manage all legal functions of the institution.
To supervise and coordinate the operations of the Institution’s legal and Associates legal issues
To ensure the Institution is provided a good and sound legal framework to achieve its objectives.

Responsibilities:

Provide analysis and counsel on legal and policy issues. These may include:
- Proposed new products
- Protecting intellectual property
- Financial offerings, financial structuring, securities offerings, compliance issue, non-disclosure agreements, outsourcing agreements and business strategic planning.
Review contracts between the Institution and other bodies.
Advise Management on legal issues and ensuring that the rights of the clients are protected
Manage the Institution’s charged off loans and non- performing assets
Manage all vehicle transfers and/or registrations for all branches.
Provide legal counsel to recover outstanding debts from defaulting Customers.

Conduct and coordinate research into a variety of legal issues.
Undertake credit appraisals of customers.
Examine newly published laws, acts and regulations and ascertaining how these affect the institution’s business.
Perfecting of legal documentation.
Develop and recommend operating policy and procedural improvements.
Prepare and create legal contracts on behalf of the Institution and representing the client in various legal proceedings.
Review and draft contracts, agreements and internal policies and ensure that they are in compliance with all statutory or legal requirements.
Participate in relevant committee meetings such as disciplinary, credit, loan review etc.
Ensure the recovery procedures are applied by the Recovery unit and the branch network
Check the defaulting client’s files that come in for completeness and to take actions to improve their quality if needed (missing or unsigned documents)
Take concerted decisions with Branch Managers on which clients and guarantors to seize – decisions based on different criteria (passing of Event of Default deadline, payment history, respect or breach of contract)

Ensure an effective recovery set up for the operations of the company
Manage the Relationship with valuers and auctioneers and ensure Advans Ghana obtains the returns it deserves.
Develop comprehensive reports for external lawyers should we have to go to court
Where necessary liaise with relevant departments to ensure that legal risks have been identified, appropriate courses of action have been taken.
Review progress of outstanding litigation.

Minimum of a first degree in Law, a Professional Law certificate. A Master’s degree in Law will be an added advantage.
At least four (4) years post call experience preferably in a financial institution.

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