Chrisline Financial Services Limited is currently advertising a new Job vacancy. The company is looking for a Credit Officer.
To promote, sell, process, monitor, record, and evaluate loans ensuring full repayment in compliance with CFSL credit policies and procedures to minimize non-performing loans
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- Prospect for SME business
- Appraise credit applications and make recommendations within CFSL credit policies.
- Ensure all applicants are advised on the fate of applications within a reasonable time.
- Manage risk /exposure for assigned portfolio
- Authenticate documentation presented for all credit applications and ensure they meet the KYC requirements as required by CFSL credit policies
- Inspect Customer’s security, home, and workplace with illustrations of these destinations.
- Verify that securities are provided and forwarded for perfection
- Ensure all loan documentation is duly filled and signed
- Manage portfolio under him/her to ensure good performance
- Recover overdue on any facility to maintain 5% PAR of Loan portfolio
- Write daily call reports, weekly, monthly, quarterly and annual reports to the Credit Manager
- Any other duties that may be assigned to you
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- Minimum of HND/Degree in Accounting, Banking & Finance or any other related field
- Minimum of two years of related work experience in the non-bank financial sector
- Ability to write a quality credit report
- Ability to evaluate credit requests
- Ability to manage loan portfolio
- Exceptional analytical skills and the ability to work with complex financial data.
- Strong ethical behavior
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