What Happens When a 99-Year Lease Expires in Ghana?

Land Certificate

If you’re wondering whether you’ll lose your land at the end of a 99-year or 50-year leasehold in Ghana, or thinking of what to do after the term, here’s some reassuring news: according to the Acting Greater Accra Regional Lands Officer, Surveyor Timothy Anyidoho, you’re legally entitled to renew it but not lose it. He clarified in a Social Media public education exercise.

Surveyor Timothy Anyidoho
Acting Greater Accra Regional Lands Officer, Surveyor Timothy Anyidoho

What Is Leasehold and What Happens at Expiry?

Leasehold grants usage—not ownership—of land for a fixed period, commonly ranging from 50 to 99 years, depending on how the parties agree.

Many landholders mistakenly believe that the lease’s end means losing their land, but Ghanaian law provides relief.

Legal Guarantee for Ghanaian Leaseholders

Under Section 50 of the Land Act, Ghanaians with expired leases are guaranteed the right to renew their lease. This renewal isn’t free—it’s subject to negotiation and renewal fees at a fair market value.

The process requires returning to the original grantor or their successors to arrange a new agreement. Even if the initial leaseholder has passed away, their heirs or beneficiaries can step in to negotiate and renew the lease—so land is not lost simply due to the passing of time or persons

What About Foreign Nationals?

If you’re a foreigner holding leasehold land in Ghana, the renewal process is different. There’s no automatic right to renew for non-Ghanaians. Unless your original lease specifically stipulates renewal terms, you’ll need to negotiate with the grantor or their successors to secure an extension.

Take Note

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