DESCRIPTION
Credit Risk
- Responsible for having oversight responsibility over the credit risk function which includes but not limited to the following:
- Pre-empt fraud detection challenges at the strategy and portfolio level and provide analytical/modelling solutions
- Utilise customer data to build risk segmentation and mitigation strategies. .
- Establish and monitor policies and procedures that will foster the company’s potential to meet its sales and risk management goals
- Monitor and assess active accounts to reduce or prevent bad debt losses.
- Communicate current policies and procedures to subordinates and other affected parties..
- Assist in controlling costs associated with operating and collecting credits.
- Actively support efforts to identify credit risk related issues and coordinate issues resolution management,
- Produce key management reports and respond to ad hoc requests by managing consumer credit risk reporting resources.
- Ensure effective design and oversight of the consumer quality function; identify the scope and prioritise local quality control resources.
- Provide support for pricing and new product process for credit risk inputs (loss assumptions and product risk assessments),
Enterprise Risk
- Responsible for having oversight responsibility over the enterprise risk
function which includes but not limited to the following: - Formulate and implement Enterprise Risk Management (ERM) for the Company.
- Undertake risk assessment and risk mitigation for all business operations and support units to ensure that all major risks are identified and mitigated.
REQUIREMENTS
- Bachelor’s degree in Risk Management, Finance, Business Administration, Economics, Statistics, Business Management, or industry-related area required.
- 5 years relevant senior management experience in a similar role.
SKILLS ATTRIBUTES
- Sound Enterprise Risk Management principles and philosophy Good knowledge of best practice standards for Risk.
- Management, Business Operations and Financial Operations and Processes.
- Strong conceptual and analytical thinking skills.
- Acts as an agent of change and stimulates others to change Paves the way for needed changes;
- Good written, presentation and communication skills, able to prepare statistical and narrative reports.
- Must be flexible and be able to participate in multiple projects simultaneously.
- Able to work under broad direction but is a self-motivated individual who is able to work independently. Has technical responsibility and accountability for work performed and decisions taken.
- Must possess excellent interpersonal skills and able to communicate and manage relationship at all levels with business users, financial institutions, vendors as well as team members.
APPLICATION PROCESS
All applicants should forward their application letters and CVs to ghanavacancies1@gmail.com
APPLICATION CLOSING DATE: 13th August, 2021
